• ● Advantages ● •

Licensed & regulated by CBK

Haki pesa is a financial app you can trust. The services we provide are completely legal and compliant.

Smart digital loans

Everything Haki pesa does is 100% smartphone-based. We break down barriers set by traditional institutions to give more customers access to their money and the freedom to spend it anytime, anywhere.

High Quota

Haki pesa provides you with loans up to Kes 40,000 with 0 collateral

Easy to apply

As long as you are over 18 years old, you can apply for a loan online anytime, anywhere, and the money will be transferred to your M-pesa in a few minutes.

Helping you get a loan from
Haki pesa quickly and easily

1
Download Haki pesa from Google play，register with your Mobile Number
2
Apply for a loan on the app
3
Fill in the information according to the prompts
4
Audit information, once approved money will be sent to your M-Pesa registered number.
5
Unlock higher loan limits by paying on time

Download and Register

✅ Download the Haki pesa app from Google Play.

✅ Register using your M-Pesa mobile number.

Application requirement.

✅ Complete your personal information.

✅ An android smartphone.

✅ A registered M-pesa number.

✅ Your income situation.

Loan and Repayment

✅ The system reviews the information you provide.

✅ Money will be transferred to your M-pesa.

✅ Repayment online.

• ● Privacy is paramount ● •

Security

We use information encryption technology to protect your personal data.

Data privacy

We will not disclose your data to anyone in any form.

Ethical collections

We oppose any form of violent debt collection. If you encounter this, please contact us.

How to delete your personal data

Follow our simple guide to get your loan in minutesYou can find the option to delete personal data in the app through the path

Contact Us

We are always ready to help you solve your problem.Reach out anytime and describe your problem in detail,We will respond within 24 hours.

Get in Touch

Have questions or want to learn more?

Privacy Policy

At Haki Pesa, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services.

Information We Collect

We may collect personal information that you provide to us when you register for an account, apply for a loan, or communicate with us. This information may include:

- Personal identification information (name, date of birth, national ID)

- Contact information (phone number, email address, physical address)

- Financial information (bank account details, M-Pesa information)

- Device information (IP address, device type, operating system)

How We Use Your Information

We use the information we collect for various purposes, including:

- To provide, operate, and maintain our services

- To process your loan applications and transactions

- To improve, personalize, and expand our services

- To communicate with you, including for customer service and support

- To comply with legal and regulatory requirements

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. All data is encrypted during transmission and storage.

Information Sharing

We do not sell or rent your personal information to third parties. We may share your information with:

- Service providers who assist us in operating our business

- Regulatory authorities as required by law

- Credit reference bureaus for identity verification and credit assessment

Your Rights

You have the right to:

- Access and review your personal information

- Request correction of inaccurate information

- Withdraw consent for data processing

- Request deletion of your personal data